In the revolutionary war period, Robert Morris dipped into his pre-war fortune to finance the continental army. There was no commercial bank on every corner wanting to do business. And as the settlement of what is now United States moved westward, bankers established institutions to serve the new towns and villages. The banks were powerful entities with many issuing their own currencies to serve the needs for financial exchange. The banks and territories faced their own "Euro" changeover as the United States established its own national currency and the individual notes were eliminated.
The bankers and customers of those eras would be amazed at the state of banking today. A …
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